Home Mortgages

We offer some of the best rates in the area, low closing costs, and very quick closings. Local decision making, and in-house underwriting, allows us to close loans in 30 days on average. This makes us a top choice of Cincinnati ‘real estate’ top producers, and we don’t take that lightly. We work hard to be available, and easy to work with. Whether it’s your first home, or you are looking to refinance, we’re here to help you every step of the way.

Eagle Savings Bank has helped thousands of individuals purchase their first home, fix up their existing home or utilize the equity in their home to enjoy the better things in life. Many of our mortgage customers have told us that they wouldn’t dream of getting their mortgage from anyone else. And many of our customers are now in their second or even third home.

We pride ourselves on giving the best personal service and taking the hassle out of the loan process. We have courteous, qualified lending personnel to help guide you every step of the way. Let us make your home purchase or refinance a reality.

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Jumbo Loans at Discounted Rates

We offer Jumbo Loans from $417,000 to $1,000,000. Jumbo mortgages are a good solution for borrowers who are looking to buy a higher-priced home. Compare mortgage options to learn more on your own, or contact a mortgage loan originator to find out whether a jumbo loan may be right for you.

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FHA Lending - only 3.5% Down!

FHA loans are popular with mortgage borrowers because of lower down payment requirements and less stringent lending standards.

Low Down Payment - Lower Closing Costs - Easier Qualifying

  • Ideal for first-time home buyers. Expect quick decisions!
  • Less stringent qualifications and lower credit requirements
  • We’ll answer all your questions, and guide you to the best option.
  • Refinance up to 97.75% of your home’s value (just 3.5% down).
  • Flexible income, debt, and credit requirements.
  • Down payment & closing costs may be funded by a gift or grant.
  • 30-year and 15-year terms are available with fixed rates.

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Home Equity Loans

Consolidate all those bills into ONE easy loan including all that incredibly high interest on credit cards while taking advantage of today’s low interest rates and the interest is tax deductible (consult your tax advisor). Consider a Home Equity Loan for an auto loan, credit card balances, cash for home improvements or additions, education, or any of life’s surprises, they can all be consolidated into one very smart Home Equity Loan. It can be opened easily with no money down for qualified home owners and it’s your best edge against debt.

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Construction Loans

Construction loans are a unique mortgage product that can be used by homeowners to finance the building of a custom home that many conventional products do not cover. For more information on residential construction loans:

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Or email us at: loans@eaglesavings.com